Welcome to
"Trump take it back - 2024"
This site is
under construction and will be launch September 11, 2021
Our "Learning Center" manages a number of
websites that support our Risk Management cadre stationed around the
world. Our goal is to remain mission ready to deliver one-on-one
Risk Management training anywhere and anytime the need arises. We
primarily work through the US and World credit union movement. For
the latest training, I strongly recommend you contact your Credit
Union National Association (CUNA) and World Council of Credit Unions
(WOCCU) Credit Union Director of Education.
You'll find our Home Office site at:
www.rmlearningcenter.com
Our support site for veterans at:
www.DoorCountyVeterans.com
and one of our Community Outreach sites at:
www.Cops007.com
Note: Look for the "Key
Code" under my biography to ensure you're at one of our sites.
Risk Management #101
"Managing the risks
our votes will never be counted and our voices will never be
heard!"
When you stepped into
the polling booth November 3, 2020, closed the curtain and
cast your vote for "President of the United States of
America", you took one of the most important
"Speculative" risks of your life. If you voted by
"absentee-ballot" the risk you took was a thousand times
greater. Why? you lost control over the "chain of custody,"
consequently, anyone coming in contact with your ballot,
might have the opportunity to alter, exchange, steal or
destroy your ballot.
"Pure" risks result in
only losses, when they occur. Burglaries, robberies,
fires, natural disasters, forgeries, embezzlements,
extortions, drug smuggling, rape, robbery, human trafficking
and terrorist' attacks are all examples of the "Pure" we
create if we vote for the wrong candidate.
That's precisely what
happened, when Biden stole the 2020 election and road his
communist Trojan horse into the Oval Office.
Doubt it? You
won't for long!
I launched this site on
9/11/2021, ironically twenty one years after launching my
Risk Management Learning Center.
It was launched
shortly after terrorists in
Afghanistan planned an attack and flew planes into our New York City,
World Trade Center towers, following that attack with a
series of anthrax attacks targeting corporate America,
churches, schools and innocent victims assembling in our
public squares.
Thanks to Biden's open
borders, sanctuary cities, disarming our citizens,
defunding our police and turning billions of dollars in
high-tech military grade weapons over to the Taliban, we now
have thousands of our fellow American held hostage behind
enemy lines.
That, my fellow
Americans, is precisely where we are today with Biden in the
Oval Office and the "Trump-hating" Biden' politicians in
office on both sides of the aisle, in Congress.
If you've been
following our Risk Management Learning Center (RMLC) on Facebook and Telegram, you know we're not dealing with the
Democrat Party that lead us through WWII and out of the
Great Depression.
We're now dealing with a minority of Trump-hating, misguided
Americans on both sides of the aisle, who
were willing to turn their backs to the taxpayer funding of
abortion and allow unborn babies to die, misguided Americans
willing to kneel during the playing of our National Anthem
and misguided Americans willing to
disarm our police and adopt Obama/Biden and Saul David Alinsky's 8 rules for
the radical takeover of our democracy.
Rules for Radicals: By Saul David Alinsky
1) Healthcare Control
healthcare and you control the people.
2) Poverty Increase the
Poverty level as high as possible, poor people
are easier to control and will not fight back if
you are providing everything for them to live.
3) Debt Increase the debt
to an unsustainable level. That way you are able
to increase taxes, and this will produce more
poverty.
4) Gun Control Remove the
ability to defend themselves from the
Government. That way you are able to create a
police state.
5) Welfare Take control
of every aspect of their lives (Food, Housing,
and Income)
6) Education Take control
of what people read and listen to take control
of what children learn in school.
7) Religion Remove the
belief in the God from the Government and
schools
8) Class Warfare Divide
the people into the wealthy and the poor. This
will cause more discontent and it will be easier
to take (Tax) the wealthy with the support of
the poor. |
Please read our "Mission Statement" before
moving out! |
- We will conduct our
an in-depth "Voter-fraud" audit and prove
the November 3, 2020 presidential election
was stolen.
- We will launch a
nation-wide campaign to identify
Trump-hating politicians, on both sides of
the aisle and run them out of office!
FYI: We're operating a
number of websites, focused to supporting Risk
Managers stationed on the ground around the
world, including our cadre of Credit Union Risk
Managers (CURM).
|
|
Theme song 2015
|
i
CEO: Richard A. "Rich" Woldt Biography
Key Code 9-11-21
746555536629



History of the International
Credit Union Movement
|
Posted December 10, 2016:
When the Politically
Correct (PC) are
caught lying, they
say they were
misquoted. When we
catch the
Politically Corrupt
(PC-2) stuffing the
ballot box, they
call what we've
found "anomalies."
Don't expect the
main street media to
report what you'll
learn through the
Higgens News Network
at
http://alexanderhiggins.com/.
At best, you'll hear
that Hillary picked
up votes in
Wisconsin, I predict
less than 100.
Thanks to the
Electoral College,
we can deal with her
on January 20, 2016.
The recount is
just about over, so
from here on, go to
http://alexanderhiggins.com/
for the latest
results broken down
by county and wards.
If you want to dig
deeper, go to
www.exanderhiggins.com/dhs-caught-hacking-u-s-election-system/
to learn the U.S.
DHS has been caught
trying to hack
Georgias election
system after weeks
of blaming Russia.
Unfortunately,
you'll have to go to
http://alexanderhiggins.com/hillary-clinton-loses-50669-votes-day-7-wisconsin-recount/
to learn the story
behind what you'll
hear from the main
street media.
|
Posted December 7, 2016:
In the Wisconsin
Day 7 Recount Update
50,669 votes for
Hillary Clinton were
erased resulting in
a 43,531 vote net
increase for Donald
Trump.
Trump officially
won Wisconsin by
over 22,000 votes in
Wisconsin but thanks
to Jill Stein a
recount is currently
underway.
After day 5 of
the recount the
official
updated recount
results for Day 5
on Wisconsin Board
of Elections
update page
showed Hillary
Clinton losing
32,423 votes while
Donald Trump
lost 3,593 resulting
in a net increase
of 28,830 votes for
Donald Trump.
Today the
recount results for
day 7 were
released and it now
shows Hillary has
lost 50,699 votes
and Donald Trump has
lost 7,138 votes
resulting in a net
increase of 43,531
votes for Donald
Trump in results
reported so far,
which includes
counties that are
still reporting
results and does not
include absentee
ballot for the
county of Milwaukee.
|
Posted December 6, 2016:
The recount in Door County
was completed Monday afternoon. Hillary
Clinton lost 12 votes while Donald Trump
lost 4 votes. I only know of 4 to 6 minor
human errors, such as a failure to affix a signiture to an absentee ballot envelope.
Unfortunately, I was wrong when I said
they'd not find fraud and corruption in
Wisconsin. It appears they've found
significant anomalies in
Milwaukee, WI., Philidelphia, Pa., and
Broward County, Florida.
The
Higgins News Network
aggregates and reports world news with a
focus on government' fraud and corruption.
|
For
latest update, go to:
Higgins News Network
Milwaukee Wisconsin Recount Hillary Clinton Vote
Fraud Anomalies?
As Wisconsin recount results come in Milwaukee
wards are showing anomalies that indicate
potential absentee ballot fraud.
The Wisconsin Board of Elections of elections is
withholding Milwaukee absentee ballots from the
official recount
which as of day 5 shows Hillary Clinton losing
34,243 votes.
In doing so they may be telegraphing to the
public there has been vote fraud conducted on
behalf of Hillary Clinton as the missing votes,
whether or not they are all absentee ballots,
vastly favor Hillary Clinton by a margin of 10
to 1.
According to the official original vote counts,
Hillary Clinton won Milwaukee county by a
little over a 2 to 1 margin winning 288,797
votes compared to Donald Trumps 125,846 votes
which represents a 2 to 1 margin.
Digging into the recount results more glaring
anomalies pop out, including one ward which
Hillary won by a margin of 242 to 1 and six with
margins higher than 100 to 1.
As the recount continues, some of these
originally reported vote margins are being
revised way downward more inline with the win
margins of neighboring wards and with the county
wide average.
For example, Hillary Clinton won Ward 34 by a
margin of 100 to 1 in the original count but the
recount now has it 2 to 1.
Oddly Hillary only won neighboring wards 33
and 35 by 2 to 1 margin which is inline with
the county average.
Despite only a 2 to 1 win margin county wide
some Milwaukee wards have anomalous win margins
for Hillary Clinton in the original vote count.
As the votes are recounted, some of these
margins are coming more in line with the county
average.
Ward 32 originally showed a 5 to 1 victory
for Hillary but but after the recount the
margin is now closer to 3 to 1, again much
closer to the county average.
In neighboring Ward 31 the original count
shows Hillary winning by 10 to 1, but there
are still no count results for the precinct.
Such huge discrepancies in win margins from
neighboring wards could be an indicator of vote
fraud for Hillary Clinton and the anomalies in
Milwaukee county are widespread.
Should the missing votes reappear in the form of
absentee ballots and they continue to favor
Hillary Clinton at a 10 to 1 margin, in a state
where she lost and in a county were she only one
by a 2 to 1 margin, it may indicate vote fraud.
This same strange phenomenon is occurring in the
Pennsylvania recount where officials have
discovered 22,000 ballots which were not
reported in the original vote count and where
90% of them are in favor of Hillary Clinton.
There is not only the mathematical discrepancies
but additional circumstantial evidence. Before
the election
the FBI raided a democratic office
outside of Philadelphia with a warrant seeking
materials used to produce fake ballots.
In Broward County Florida, the democrats were
caught opening
10,000s of thousands republican ballots
and
changing the votes and illegally
processing over 150,000 ballots. |
Lets get
ready to recount!
Come on Hillary, were ready for you in
Wisconsin!
Everyone knows its just another one of
your scams to pay for your failed
campaign. Having the Green Party
candidate front the recount is nothing
more than a ruse.
How dare you accuse my fellow Wisconsinites
of election fraud?
Sure, you might find a few empty paint
cans and a zip-tie cutter in the pocket
of the women we caught painting over our
Trump signs in northern Door County.
(Click
here for case file pictures)
But, thats all youll find. Weve forgiven
her and were moving on. |
Bio: Rich Woldt CEO |
You might find
a human error, maybe a hanging chad, or an
unintentional oversight. But, youre not going
to find a smoking gun, deceased voters, or
unregistered aliens, unless you overnight in
Chicago. What you will find, landing in
Madison, is a unified line of freedom fighters,
arm-in-arm, locked and loaded, and ready to wave
your plane off into history.
You see? Wisconsinites have proudly sat
on both sides of the isle, argued on both ends
of the political extreme, and when pushed far
enough, strike back with Lock her up Lock her
up and Hillary for Prison chants. We
Wisconsinites for the most part are God fearing
Christians, angered by your support of partial
birth abortion. Were veterans, angered by your
failure in Benghazi, youre paying ransom for
the release of hostages, selling arms and
ammunition to our enemies, your questionable
business ethics, and your pay-to-play funding of
your political career.
While we may seldom agree, weve learned
long ago not to shoot to kill those with whom we
disagree. Fore, in Wisconsin, we know sure as
God grows little green apples in Door County,
well be on the same side of the political isle
come the next election.
We dont have to agree. We seldom do, and
thats a good thing. But unlike those who still
hold tight to your campaign rhetoric, Im ready,
no we all here in Wisconsin are ready to call a
dog a dog, no matter what its gender, no matter
what its breed, nor what political banner it
carries into combat. On one thing we all agree;
when an election is over, its over!
As you fly over Detroit, Rockford, Ill., and
Janesville and into Madison, note the empty
GM, Chrysler, Ford and Oscar Myer plants you
helped send overseas. When you fly over a VA
hospital, or for that matter any hospital, think
about your unaffordable healthcare, the
largest tax increase in US history, passed
without being read, and now only kept afloat by
executive orders.
Were an honest lot here in Wisconsin. We
dont need a minimum wage to be willing to work,
a free education to be willing to learn, or
government welfare in order to eat. We only need
duly elected officials wholl secure our
borders, fight for our freedom, rebuild our
economy, restore our democracy, and realize,
when theyve lost the publics trust, its time
to retire.
So, now that youre picking on Wisconsin, be
ready for a fight. We dont take lightly to
the likes of you and your kind. Were fiercely
independent in these parts. Were going to stand
behind our President elect Donald Trump. Get
over it, get out of town, and get ready cause
here come the judge.
|
Once you've voted,
It's too late!
Before you
vote for Hillary Clinton,
know the FBI has found Hillarys
deleted emails on Anthony Weiners
laptop. Weiner is the estranged
husband of Hillarys top aid Huma
Abedin.
According to the NYPD and New York
City Child Welfare Agency, they also
found child pornography on Weiners
laptop, going back to his sexing
scandal that included his 4-year-old
son, as well as, sexually explicit
messages between Weiner and a
15-year-old high school student.
Equally important, they have
evidence Weiner was actively
involved in backing up Hillarys
State Department, top secret
government emails stored on her
unsecured server.
You want a
real vote stopper? Google Infowars
Hillary Clinton. If the
FBI doesnt, the NYPD is about to
blow the whistle on new emails that
reveal she was involved in money
laundering, that she knew about
Weiners sexting and didnt do
anything about it, her pay to play
at the White House included foreign
governments, not to mention perjury.
According to Infowars, they have at
least 15 major crimes shes
committed while serving as our,
trusted by only 11% of the
population, Secretary of State.
Google Infowars Hillary Clinton,
and youll find this is only the tip
of the iceberg.
If you vote
for Hillary, youll be throwing our
country into a constitutional crisis
and tying up the left side of the
isle defend her for years to come;
when they should be securing our
borders, rebuilding our military,
creating jobs, paying off our debts,
and once and for all, finding us
quality and affordable healthcare.
Like it or not, its time to trump
the corruption in Washington, get
back to business, and pull ourselves
away from welfare and back to work.
In
Wisconsin, Im more then asking. Im
pleading with you to vote for Donald
Trump and Ron Johnson.
You have to admit, theyre both
successful businessmen more than
qualified to reduce our debts and
turn our economy around. Lets send
combat marine
Mike Gallagher
to Washington with orders
to root out fraud and corruption in
the Pentagon, rebuild our armed
forces, and return command and
control to our Generals in the
field. And, lets send
Mike Kitchens
back to Madison so he can continue
his work to clean up our groundwater
and regain local control over whats
being taught in our local schools.
Im convinced that on November 8th,
-
Christians will go to
the polls to repeal Obamacare,
and end the forced taxpayer
funding of abortions.
-
Our
union
rank and file will
vote to create meaningful, long
range jobs to rebuild our
infrastructure.
-
Our
active military and veterans
will vote Mike
Gallagher into Congress, so he
can share his combat experience
behind the lines. And,
-
everyone
whos ever gone to school for a
meaningful education,
will return Joel Kitchens to
Madison with orders to put a
fork in common core and bring
job focused curriculums back to
Wisconsin.
For sure, therell be
those
wholl lock arms in an effort to
goose-step their candidates into
office. And, therell be those whole
vote the party line no matter what
the cost is to our country.
Fortunately, theyre in a fast
shrinking minority. To those I say,
come join our fight, your wrong
votes dont make you right.
God bless America!
Now lets get out there and make
America great again
|
The risks we're facing if Hillary Clinton makes
it into the White House are enormous.
No matter what your political
affiliation, before voting,
click here to test
and refresh your memory of basic risk management
methods. Remember step #1? Read "Armageddon"
written by Dick Morris and "Crisis of Character"
written by Gary J. Byrne. Few knew Hillary
Clinton better than Morris. For almost two
decades he served as a special advisor to both
her and Bill Clinton. He writes: "If Hillary
Clinton is elected president, it will mean the
end of the America we know and love."
Gary Byrne, was
a high ranking Secret Service agent often
stationed just outside the oval office. He
witnessed Hillarys obscenity-laced tirades,
her shifting of blame, and her berating of Vince
Foster until Foster couldnt stand it anymore.
Vincent Walker "Vince" Foster Jr. was a Deputy
White House Counsel during the first half-year
of President Bill Clinton's administration. He
was found dead July 20, 1993. His death was
ruled a suicide.
Excerpts from "Guarding the Door
County Peninsula"
Includes CEO' letters to the editor,
Obamacare white papers, trail camera
pictures from Door Co. Sheriff Dept.
case #16-01-0019, R&D pdf files and
videos.
Letters to the editor:
Risk Management
R&D
Must see video
links:
Links
documenting the corruption in the
DNC
Click here to learn the role the world credit
union movement will play in a Trump
administration!
Click here for a message to
credit union risk managers. We need
Trump in the White House! Period!
|
American Pie - The times are changing!
|
2015 Mission Statement
It's time
to go back to our future. It time for a Risk Management cure for
Obamacare!
We'll prescribe a
"Home-rule" cure for Obamacare,
promote
"unified"
incident command and control (ICS), rebuild struggling
veteran
organizations, and mobilize the world credit union movement into
a
grassroots defense force,
that's mission ready to rebuild struggling economies, secure
unprotected borders, defend freedom, and rescue those deceived by
false hope and promises of Socialism.
Click and make your
day!
My
political bias:
I've sat on both
sides of the isle and argued from
both ends of the political extreme.
Im a recovered liberal,
graduated from the UW Madison campus
in 1968, lived most of my collage
life on the isthmus, campaigned
and voted for JFK, LBJ, US Senator
Russ Feingold
and Madison's far left liberal Mayor
Paul Soglin
more than once.
I was an active member of the
Office of Professional Employees
International Union (OPEIU-39)
throughout my 30 year
career teaching Risk Management
at every level of the world credit union
movement.
I'm a conservative, right leaning Catholic,
carry
concealed, a Vietnam vet, Past
Commander and current Chaplain of
VFW Post 8337. I'm an active member of
American Legion Post 527 and
lifetime member of AMVET
Post 51. I'm a licensed Private
Investigator, Certified Fraud
Examiner (CFE), and a Certified
Protection Professional (CPP) member
of ASIS.
I was raised on a small farm in Door
County, the only northeastern
Wisconsin county to vote Barack Obama
into the White House, and Tammy Baldwin
to the U.S. Senate. I launched
www.DoorCountyVeterans.com in
honor of the five Vietnam Vets from
Door County killed in Vietnam,
www.COPs007.com as a risk
management outreach project, and
www.RichWoldt.com to rent my
farmette in Egg Harbor. The biggest
risk we face today were created by
our failure to manage the "Obama/Alinsky
affinity" risks I warned about in
2008. If you doubt it, use Alinsky's
8 Rules for Radicals and benchmark
where our country is today: |
https://www.youtube.com/embed/YjntXYDPw44 |



Click here to cure Obamacare

|
|
Abraham Lincoln said,
America will never be destroyed from the outside. If we
falter and lose our freedoms, it will be because we
destroyed ourselves.
Englands Prime Minister Margaret Thatcher warned,
The problem with European Socialism is eventually you run
out of other peoples money.
Thomas Jefferson said,
My reading of history convinces me that most bad government
results from too much government.
Thomas Jefferson said,
To compel a man to furnish funds for the propagation of
ideas he disbelieves and abhors is sinful and tyrannical.
Barack Obama said:
I can make a firm pledge, under my plan, no family
making less than $250,000 a year will see any form of tax
increase. Not your income tax, not your payroll tax, not
your capital gains taxes, not any of your taxes.
I will cut taxes - cut taxes - for 95 percent of all
working families, because, in an economy like this, the last
thing we should do is raise taxes on the middle class.
.Ronald
Reagan said,
Government exists to protect us from each
other. Where government has gone beyond its limits is in deciding to
protect us from ourselves.
Freedom is never more than one generation
away from extinctions.
"The only difference
between the far left and right is when we're buried in a
tunnel of debt, the right digs toward daylight while
the left builds a longer tunnel"
I say:
"In God we trust!! If we
have to go through hell to find a cure Obamacare, we'll do
it"
|
Fact:
Obamacare
is the largest tax increase in US history!
Who would have thought
in the
United States of America,
one
stroke of a pen could bring
our free market health
insurance industry under the
control of our Federal
government?
Christians would be forced
to turn their backs on
church teachings to fund
abortions, and the IRS would
be empowered to punish U.S.
citizens unwilling to
purchase health insurance?
Who would have thought
with a stroke of a pen
wed no longer be able to
keep our trusted doctors
or seek treatment at the
nearest hospitals?
Who would have thought
that with a stroke of a pen,
wed all be forced to turn
over our confidential
financial records to
not-vetted strangers?
Who would have thought
that with a stroke of a pen,
1/6th
of our national economy
would be turned over to
Washington insiders?
And,
who would have thought with
a stroke of a pen,
wed face the largest tax
increase in US history?
If youve not already been
traumatized by Obamacare,
wait! Youre time will come.
Obamacare architects
confess!
The architects of Obamacare
finally admit they've been
intentionally deceiving who
they refer to as "the
stupid" supporters of
Obamacare.
Click here for their
confession.
Take heart, we've known all
along that socialized
healthcare is cost
prohibitive because it
violates virtually every
risk management principle
and practice of the last 215
years.
Click here and read
excerpts from our "Home-rule
Hure" for the
Obamacare plague! Then read
below and keep an ear to the
ground for our "Risk
Management Cure for
Obamacare" to be on the news
stands in early 2015.
|
Click here for Risk
Management' Notes
to share with U.S. and
International Credit Union
Risk Managers and Congress!
Why are they calling
Obamacare "One
Big
Academic
Mistake
for America?"
The
risks it has created are
enormous. Who would have
thought that in the United
States of America,
one
stroke
of a
pen
could bring our free market
health insurance industry
under the control of our
Federal government?
With
one
stroke,
Christians would be forced
to turn their backs on
church teachings to fund
abortions, and the IRS would
be empowered to punish U.S.
citizens unwilling to
purchase health insurance?
Who
would have thought that
with
a stroke
of a pen
wed
no longer be able to keep
our trusted doctors or seek
treatment at the nearest
hospitals?
Who
would have thought that
with
a stroke of a pen,
wed all be forced to turn
over our confidential
financial records to
not-vetted strangers? And,
who
would have thought that
with
a stroke of a pen,
1/6th of the
national economy would be
turned over to Washington
insiders?
Any U.S. citizen whos not
been traumatized by
Obamacare is either living
in a vacuum or totally
blinded by political
rhetoric.
Obamacare has done more than
traumatize our world..
Its
violated our right to free
enterprise, our freedom of
religion, and our right to
rule over our homes and
homeland as we see fit. No
other law anytime in U.S.
history has threatened our
Republic more than
Obamacare.
No
other law has created more
fraud and dishonesty,
internet scams and terrorist
risks for our generation and
generations not yet born.
If you and your family have
not yet been injured by
Obamacare your time will
come, probably before the
end of 2014.
Note:
I've written a number of
Risk Management white papers
based on a "hypothetical"
alternative to Obamacare I
call "Home-Rule Healthcare
and Insurance (HRH-I)."
Please remember, HRH-I is an
alternative to Obamacare
that lives exclusively in
our RM R&D library. Please
don't look for a Home-Rule
Healthcare Insurance policy,
at least not yet.
God willing,
Congress will repeal
Obamacare and return both
our healthcare and our
health insurance industry to
our "private sector" and get
the government out of our
homes and out of our back
pockets.
Click
here for a
"Risk Management analysis of
Obamacare"
Click here for
"Finding a Risk Management
Cure for Obamacare"
Stay tuned for a "Risk
Management Cure for
Obamacare"
Rich Woldt CEO the RMLC
Testing Fonts
|
Is the
"Obamacare
is one Big
Ass
Mistake
America"
bumper sticker fair?
Every U.S. President
since the Great
Depression has tried and
failed to merge the U.S.
free market health
insurance industry into
a government run
healthcare system. The
latest rework of
Hillary's Clinton-care
of the '90s, known as
Obamacare, is another
failure. Why do they
fail? They pool risks
without any meaningful
underwriting, while
ignoring virtually all
Risk Management
principles and
practices!
learn more
It's time we
recognize the
hypocrisy of a
government that
requires every
citizen to prove
they're insured
yet we don't
require everyone
to prove they're
a citizen.
While those who
refuse, or can't
prove they're
citizens can
receive free
insurance paid
for by those
who're forced to
buy insurance
because they're
citizens. As we
say in
Wisconsin, that
dog won't hunt
for long.
Rich Woldt
|
Obamacare ignores virtually
all Risk Management
principles, underwriting
practices, and proven
actuarial science. It's
already failed to identify
the risks created by their
www.healthcare.gov
website, exposing those who
logon to fraud, scams,
phishing, farming, and
identity theft. And what
about the risks Obamacare
creates for companies,
corporations, unions,
associations, financial
institutions, and small
businesses who now are
required to release personal
financial and healthcare
data to a questionably
secure government data base.
What about the risks created
for employers and financial
institutions now required to
administer ACH transactions
between employers, the IRS,
policyholders and insurance
carriers joining the Federal
or State exchanges. Rest
assured the entitlement
crowd will be first in line
to sue employers if they
fail to train and retrain
back office personnel
guarding access to ACH
terminals and networks, not
to mention confidential
healthcare data and
financial records ostensibly
representing 1/6 of our U.S.
economy.
Risk
Managers across the country
should be arguing tooth and
nail to repeal Obamacare
before it bankrupts our
country, implodes our
healthcare system, and
destroys our private sector'
health insurance industry.
Without clear and
actuarially sound
underwriting standards,
Obamacare will within a few
short years lead to the
demise of our now globally
envied healthcare system and
at times challenged but
otherwise well run insurance
industry.
And
now we have the Federal and
State "healthcare
exchanges," theoretically
designed to spread risks but
in fact set up to be the
"fall-guy" when Obamacare
crashes and burns. Once
again, Wisconsinites thank
God for Governor Scott
Walker's wisdom. He refused
to be sucked into setting up
a State exchange. According
to the Congressional Office
Budget Committee he will
have at least saved us $118
billion in humiliation
between now and 2018.
Now that I have that off my
chest, join me on a Risk
Management path to
affordable healthcare, where
you'll be able to keep your
doctor, your plan, and your
freedom from government
intervention.
Click here
to review internationally
recognized Risk Management
Principles and Practices.
|
 |
Guarding the Door County
Peninsula:
It's a Risk Management (RM)
job I've loved for over 50
years. Have I failed at
times? You bet! During the
2012 elections I tried my
best to put Mitt Romney and
Paul Ryan in the White
House, pointing out the
risks Obama created during
his first term and the RM
challenges we'd face during
his next. Unfortunately, we
failed and Door became the
only Northeast Wisconsin
county to put him back in
office. To add insult to
injury, a far-left liberal
Tammy Baldwin was elected to
the senate where she's
rubber stamping everything
he does. Now that Obamacare
is the law of the land, we
need to do whatever we can
to if not repeal it at least
curb the double digit
premium increases bound to
happen thanks to the
ill-conceived Federal
exchanges. Thank God and
Scott Walker, Wisconsin was
not drawn into setting up a
State exchange. Do you doubt
what I'm saying? Checkout
our "Guarding the Door"
files.
 |
To
date,
the
U.S. is another trillion in
debt and still living on an
unbalanced budget with
Obamacare destined to
destroy both our healthcare
system and our economy. Even
Obama's staunches supporters
from the AFL-CIO and
Teamster' unions now realize
Obamacare is a "train wreck
waiting to happen." Thank
you Chicago Tribune for an
excellent job documenting
the facts along with the
pain.
Click
here and read for
yourself.
So where do we go from here?
I've published letters to
the editor and I'm in the
process of creating
non-political
RM presentations and
workshops (titled "Guarding
the Door") that will help
turn our economy around and
return managing our
economy and healthcare to
the private sector.
|
Need
help managing Obamacare risks?
Click here!

Abortion is not healthcare. Required
funding it via Obamacare must be stopped! click here!
Read
down for a chronological review of
undergrad' RM workshops:
Contact your CMG and Credit Union League
Director of Education for on-site RM
support!
Stay
tuned for my latest "Guarding the Door
County Peninsula" RM publication!
|
Attention hunters and
law abiding gun owners! The only thing
gun
controls do is drive up the cost of your
ammunition!
There are wolves in
society and there are sheep willing to
be lead to the slaughter. We need
sheepdogs throughout the private sector
standing guard and ready to hold the
fort until police arrive.

Sheepdogs know you can't skin a cat if
you're out gunned.
Take away their nails, cure their
personality disorders, and waiting to be
rescued might work, but don't bet your
life on it. Disarm them and they'll only
poison your food or blow up your dog
dish.
Click here and consider becoming a
"Sheepdog" in your community.
So how's the debate over gun registries
and background checks going in your neck
of the woods?
In the real world,
gun-runners have little trouble
by-passing registries while back-room
clip manufacturers retrofit guns with
high velocity clips and silencers. If
assault weapons should be monitored, it
would be more cost effective to log them
in at local veteran organizations and
encourage the use of InfraGard
suspicious activity reports to identify
potential threats and psychotic shooters
in the area.
A Federal gun registry will only play
into the hands of cyber crooks
downloading GPS coordinates before their
next home invasion. Mexico has already
requested a list of gun owners living in
boarder' states. Once given, stand back
and watch drug syndicates launch a rash
of burglaries and robberies across the
US.
Few gun owners go through life without
going through multiply background checks
triggered by loan applications, changes
in employment, job promotions and
certifications, military and civil
service, joining InfraGard, ASIS
International, Homeland Security
Partnerships, attaining a concealed
carry permit, license to practice law,
drive a school bus, or sell real estate.
All require not only a background check
but periodic updates to ensure nothing
has changed. Let's take advantage of
those already checked-out and log them
into local veteran organizations and HLS
partnerships. That'll provide school
districts with pre-qualified armed
volunteers and help ensure we're mission
ready to respond during the next
national crisis.
While we're distracted debating if and
when Hitler said
This year will go down in history! For
the first time, a civilized nation has
full gun registration! Our streets will
be safer, our police more efficient, and
the world will follow our lead into the
future, China
cyber crooks are infiltrating corporate
America, Washington is giving tanks and
fighter jets to Egypt knowing full well
Mohamed Morsi calls our ally Israel'
Jewish decedents blood suckers, apes,
and pigs, and Iran and North
Korea are gearing up to threaten the
world with nuclear war.
Its time to wake up!
It's time we rebuild and mobilize our
local veteran organizations. It's time
to take advantage of associations such
as the Firearm Owners, Ranges, Clubs,
and Educators Association (FORCE), who's
focus is on "Teaching Freedom" through
safe gun handling practices and
competitive skill development. I'm a
proud lifetime member. Go to
www.wi-force.org
and join the FORCE.
VP Biden told women, "Just shoot a
double barrel shotgun in the air." Its
time to give a girl a gun and teach her
how to shoot. Go to
www.agirlandagunclub.com
to be smarter than a Biden.
Click here for a
letter-to-the-editor you can use with
permission from author.
|

It's been said:
Participating in a gun buy-back
program because you think criminals have
too many guns is like having yourself
castrated because you think your
neighbors have too many kids!
Innocents
Betrayed -
The
History
of
Gun
Control
|
Give
Washington a
piece of
your mind!
Take courage
and shoot
from the
hip!
Enter
your zip
code or
State in the
boxes to the
right and
let them
have it!
Click here
for a letter
to the
editor you
can send
family and
friends
If you're
not
convinced,
read down to
Darrell
Scott's
prayer for
Congress. |
|
|
 |
 |
 |
Rest assured I'll continue to
keep my political opinions out
of my RM workshops,
presentations, and handouts.
|
What's the answer to
curbing violence in our society?
It
comes from Darrel
Scott the father of Rachael Scott one of
the victims of the Columbine shooting.
When he met with the House Judiciary
Subcommittee he said:
"I
am here today to declare that Columbine
was not just a tragedy -- it was a
spiritual event that should be forcing
us to look at where the real blame lies!
Much of the blame lies here in this
room. Much of the blame lies behind the
pointing fingers of the of the accusers
themselves. I wrote a poem just four
nights ago that expresses my feelings
best (It's printed to the right).
Click here
to read more of his address to the House
Judiciary Subcommittee.
It's time we put God back into our
classrooms and take hypocrisy out of
Washington!
Rich Woldt CEO The Risk Management
Learning Center
|
Your laws ignore our deepest
needs,
Your words are empty air.
You've stripped away our
heritage,
You've outlawed simple
prayer.
Now gunshots fill our
classrooms,
And precious children die.
You seek for answers
everywhere,
And ask the question "Why?"
You regulate restrictive
laws,
Through legislative creed.
And yet you fail to
understand,
That
God is what we need!
|
A
personal message for our
International Credit Union Risk
Managers
Credit unions have learned much
about managing gun violence since
Friedrich Wilhelm Raiffeisen founded
the first credit union in Germany in
1869. We've learned armed security
guards are first to go when budgets
are cut. We witnessed what happened
in Germany when Hitler disarmed the
country in 1935 and we also learned
how Sweden fought off occupation by
arming every household in the
country. Illinois, California, and
Washington D.C. have some of the
strictest gun laws in the U.S. yet
their cities are call "Murder
Capitals of the World."
Chicago is the poster
child for gun control, yet since
2001, 2,000 troops have died in
Afghanistan while 5,000 people have
been murdered in Chicago.
As we
follow each other over the fiscal
cliff law enforcement budgets will
be cut. As budgets are cut officers
will be laid off. As officers are
laid off the response to 911 calls
will be delayed. As response times
increase more victims will be shot.
Many gun shot victims die within 15
seconds so no life is going to be
saved by simply limiting the
shooters firepower. The way to save
lives is to follow Sweden's lead. By
providing firepower and training to
those in a position to "hold the
fort" until law enforcement arrives,
they not only discouraged gun
violence, when it occurs, lives are
saved. Read down to learn more.
We all have
a duty to
protect
ourselves,
our
families,
our county,
and our
community.
Click here
for a
message from
Milwaukee
County
Sheriff
David
Clarke. He's
living in
the real
world!
|

Rich with
cousin George - 1952
Page down for
picture in 2013 |
Gun control legislation that bans
assault weapons and the rounds a
pathological nut can carry per clip
have not worked in the past and won't
work this time around. It took 10
years for Bill Clinton to realize gun
control legislation had no significant
impact on either the frequency nor the
severity of losses during an active
shooting incident. In fact, Illinois,
California, and Washington D.C. have the
strictest gun laws yet they're known as
the "Murder Capitals of the World." It's
time we go back to the wisdom of our
founding fathers and put an end to those
who advocate laying down our guns and
retreating from harms way.
It's time we put more
sheep dogs on the streets
(click
here),
upgrade our personal security
click here
and take fear out of the second
amendment
click here.
Watch for my next Risk Management
publication titled "Guarding the Door."

On the other hand, consider what
Switzerland accomplished by requiring
citizens to own guns and play an
active role in their own defense (click
here). Rather than discouraging
gun ownership, we should recognize the
reality that terrorists have us in their
sights and waiting for the police should
never be our only option. It's time we
adopt a national performance and
proficiency standard for gun owners and
require local gun clubs and veteran
organizations to provide meaningful
firearm training appropriate to crime
rates in the area, the weapons being
used by bad-guys, and the terrorist'
threats bring made.
We need to enforce
laws already on the books and appoint
judges to the bench who'll make sure
those using any gun during the
perpetration of a crime pay for their
stupidity. We need to curb those who
condemn our efforts to profile so we can
more quickly identify, measure, and
control potential threats in our
community by intervening before
character disorders escalate into a
psychotic behavior. We need to honor
those willing to defend their homes and
condemn those who've turned their back
during our current fight for religious
freedom and a more robust national
security.
Did
Hitler really say
that in 1935?
There is a debate over the
origin of the Hitler' quote to
the right. According to the
"Propaganda Professor (PP),"
Hitler never made that speech in
1935. Nor, according to the PP,
"is there any record that he
ever spoke these particular
words." PP goes on to say, "This
little speech was obviously
written for him, many years
after his death, by someone who
wanted you to believe that gun
registration is Hitler-evil."
The PP also claims that because
gun registrations programs were
already in place dating back to
1928, Hitler wouldn't have
claimed credit for them in 1935.
What we know Hitler said seven
years later, was: The most
foolish mistake we could
possibly make would be to permit
the conquered Eastern peoples to
have arms. History teaches that
all conquerors who have allowed
their subject races to carry
arms have prepared their own
downfall by doing so.
According to the Propaganda
Professor,
"Under Hitler's reign, Jews were
prohibited from owning guns,
just as they were prohibited
from doing many things. And it
has become an article of faith
among the gun culture that had
they been armed, the Holocaust
would not have happened (that
is, among those members of the
gun culture who know that the
Holocaust really did happen).
"The concept of a handful of
citizens armed with hunting
rifles and Saturday night
specials fending off an army is
delusional hubris peculiar to
gun addicts." "On American soil,
its most glorious day in the sun
has been perhaps Waco. And we
all know how well that turned
out."
According to me:
We'd be wise to judge a tyrant
by his actions rather than be
led to the slaughter by his
words! |

 |
- They say the shooter at Sandy
Brook Elementary stopped and turned
the gun on himself before running
out of ammunition; not because
he feared the sirens but because he
feared the "heat" coming to the
rescue. Disarming good-guys will
only embolden the bad.
- STOP!
I'm not advocating armed security in
every school! In
the contrary, the
potential legal liability for school
districts is enormous if districts
don't first conduct site specific
risk analyses, write board approved
security policies, regularly test
security devices, and document all
staff and student RM training that's
appropriate to the risks identified
in their school district.
There is a place for trained
professional armed security personnel on
site in our schools, but for each
armed security guard "hired" there must
be a board approved policy that
specifically states why armed security
guards were hired and "equally
important"
under what circumstances they'll be
removed. The armed guard policy must
include documented training that will
stand up under strict cross-examination.
All potential liability arising out of
armed guards on premise must be
transferred through a professional legal
liability contract.
Anything less will subject school
districts to endless law suits the first
time a weapon is fired on premise.
REMEMBER! Adding security features
is a "speculative" risk. We raise
the bar on what's expected each time we
add a security features. I guarantee
you, it's far easier to add security
than to remove it once security budgets
are cut or new boards are elected.
-
Unless school districts can
document their understanding of
"Crime Prevention through
Environmental Design," can mobilize
a "zoned defense," and have
established reachable "defendable
zones" I'd be reluctant to recommend
armed security as their next best
security option.
It's time for school!
-
in-place of or
in-conjunction with
armed security guards, I
recommend conceal carry
programs taught by
private security
professionals, veteran'
organizations, gun
clubs, and law
enforcement, as well as
basic gun handling and
safety training taught
by parents at home as
they see fit.
-
We should all be
frustrated by
politicians like
Bloomberg who said:
"When
I was in college I
wasn't responsible
enough to handle a gun
and don't remember any
student who was!"
-
God help our country
during the next four
years.
|
 |
School districts
should take part in our DOJ Public to
Private Homeland Security Partnerships (click
here). Districts should contact
their local Credit Union Risk Manager
for a briefing on our International Risk
Management performance standards. Once
trained to these standards, I'd support
adult conceal carry on school premises
during school and after school events.
Such an approach
to school security supports both our
1st and 2nd amendments to our U.S.
Constitution while being cost
effective and sustainable for
generations to come.
I'm writing an RM
program to leverage our active,
retired, and veterans attached to
U.S. veteran organizations through
my
www.DoorCountyVeterans.com and
www.COPs007.com websites.

Wake up America!
Guns ownership is not our greatest
risk. In 2008 the CIA reported
sophisticated malicious worm attacks
such as Flame and Stuxnet against IT
systems controlling our infrastructure.
Such attacks are capable of shutting
down electric power distribution and
data acquisition systems around the
world. So while we waste time
debating how to take assault rifles and
ammunition clips out of the hands of a
few psychotic terrorists, those focused
on destroying our life, liberty, and
pursuit of freedom are infiltrating our
schools to capture the hearts and minds
of our next generation.

While Obama is moving closer and
closer to European Socialism and driving
us over the proverbial economic cliff,
terrorists are moving back into Iraq and
Afghanistan from where they'll launch
what many predict will be World War III.
So what's my view of the current gun
control debate?
It's a diversion perpetrated by those
who want us to ignore executive orders
that are destroying our economy and
plunging us deeper in debt to Communist
China while they negotiate away our
nuclear defense capabilities in Europe
and hand over our national security to
the United Nations.
My best advice now that
Obama is in the White House
for another four years, is
to buy your assault rifle
ASAP and stock up on
ammunition before it's taxed
out of existence.
George and I have ours! |
 |
PS: A word from the father of a
Columbine shooting victim,
click here!
Darrell Scott, the father of Rachel
Scott, a victim of the Columbine High
School shootings in Littleton, Colorado,
was invited to address the House
Judiciary Committee's subcommittee. What
he said to our national leaders during
this special session of Congress was
painfully truthful.
Darrel Scott said:
"I
am here today to declare that Columbine
was not just a tragedy -- it was a
spiritual event that should be forcing
us to look at where the real blame lies!
Much of the blame lies here in this
room. Much of the blame lies behind the
pointing fingers of the accusers
themselves. I wrote a poem just four
nights ago that expresses my feelings
best.
Click here to read more of his
address to the House Judiciary
Committee.
By Darrell Scott
Your laws
ignore our deepest needs,
Your words are empty air.
You've stripped away our
heritage,
You've outlawed simple
prayer.
Now gunshots fill our
classrooms,
And precious children die.
You seek for answers
everywhere,
And ask the question "Why?"
You regulate restrictive
laws,
Through legislative creed.
And yet you fail to
understand,
That God is what we need!
|
Guns have never been
nor will they ever be the primary threat
to our security.
But when Democrats vote not once but
three times to exclude God from their
national platform, then use Obama-care
to force Catholics to fund abortions or
pay fines, they weakened the moral fiber
of our nation and put the character of
our culture up for grabs. In Door
County, when they destroyed the
political signs of their opposition and
sent threatening letters to businesses
who dared to support Romney/Ryan and
Tommy Thompson, they not only put the
good name of their party on the line,
some put themselves on a one way road to
criminal prosecution.
Click here and watch for their day
in court.
Watch also for my RM publications titled
"Guarding the Door," "Sweeping out the
Door," and "Stopping Terrorists at the
Door."
It's increasing
obvious that our first step to secure
our schools is not to disarm our
citizens but rather bring God back into
the classroom as our first line of
defense.
The real threat to
our security comes from within.
Translated chatter on terrorist
blogs when asked "Should the U.S. expect
another 9-11 type attack?" goes
something like this, "Why should be take
down a tiger when there are so many
sheep willing to be slaughtered?" When
terrorist blogs refer to Obama as "The
Sheppard" and we remember Poland and
Austria had to first bow to Hitler
before relinquishing their guns, it time
we realize restricting our fire power
should never be a part of our national
defense.
Within seconds
after Walker' recall petitions became
part of the public record,
cyber forensic experts identified
chatter on the internet indicating
elements of al Qaeda, Hamas, Hezbollah,
Palestinian Al Aqsa Martyrs Brigade,
Aleph, and Chechen groups were busy
downloading and identifying recruits for
future domestic terrorist attacks. It
has been reported that al Qaeda has
already called for cyber-jihadists to
attack critical infrastructures. The
Islamic Revolutionary Guard set up its
first official cyber-warfare division in
2010, with an estimated $76 million
budget.
|
Now it's back to school for our cadre of
International Credit Union Risk
Managers!
There are no silver bullets but there
are Risk Management methods and response
protocols we can adopt to if not avoid
at least reduce both the frequency and
severity of the next public shooting or
terrorist attack.
Contact your WOCCU and League Director
of Education for a copy of my white
paper on "Executive Protection for
Credit Union Leaders, Celebrities,
Political and Public Figures"
n and visit our RM library for RM white
papers on the Tu

|
The move toward European
Socialism is creating new economic risks in the
U.S.A.
I told you
so! Thanks to the reelection of Obama,
healthcare cost and insurance premiums are going
to double over the next year and triple over the
next few. Catholic organizations to include
homeless shelters, food pantries, and childcare
and assisted living facilities are going to be
fined for refusing to provide coverage for
abortions and euthanasia.
I urge all
Credit Unions, chapters, leagues, national and
international associations to immediately
accelerate programs that focus on our credit
union history, purpose and philosophy. Focus on
our Not for charity - But for service, and
"People helping people" philosophy. Teach the
evolution of our movement from your credit union
through your chapter, league, and national
association to the World Council of Credit
Unions (WOCCU). The past four years has driven
the U.S. to the edge of an economic cliff. We're
now borrowing 40 cents of every dollar to fund
entitlement programs which by the day discourage
the free spirit on which our country was built.
Worse, the
failure to protect and defend our embassies, our
willingness to disarm our nation, and apologize
for our past economic success has emboldened
both international and domestic terrorists.
We fought hard to avoid the cliff, regain our
religious freedom, and curb the drive to disarm
our country, but failed on November November 6,
2012. We have no choice now but to manage
economic risks driving us over the proverbial
cliff and arm ourselves to defend our homeland
one town, one community at a time.
Being
Catholic, I'm proud to join the growing list of
companies fighting for our religious freedom
(Domino' Pizza, Hobby Lobby, etc.). There is no
way I'll provide Obamacare for employees of any
of my companies nor will I pay fines for
violating my Christian conscious.
Click here and join
"your" fight. Catholics,
click here!
|
Attention Credit
Union Risk Managers!
Credit Union
Liaison Officers included campaign headquarters
during operational period #1 to collect supplies
for Hurricane "Sandy" victims! Contact your
chapter leaders for a post incident debriefing.
Note the following example:
|
The Romney/Ryan
campaign used the Incident Command System (ICS)
during hurricane Sandy to mobilize volunteers across
the country and and assemble supplies for victims in
harms way. At the national level, Ann Romney took
command using candidates in each state as her
"liaison" officers. In Wisconsin, Congressman Reed
Ribble mobilizes volunteers through campaign
headquarters in his district.
Maslow's Hierarchy of
Needs. Learn more at
www.cops007.com!

Attention
Credit Union Risk Managers -"Let's Roll!"
"Credit unions, chapters,
leagues, national and international associations
have formed "unified" commands appropriate for
Hurricane Sandy's scope, scope creep, and
potential impact on their communities. Early
warnings allowed time to backup critical
information, conduct pre-incident briefings,
create controllable crime scenes, provide site
specific housing-in-place instructions, and
distribute responder' protocols and tracking
strategies for children and vulnerable
populations during mass evacuations. Credit
unions in Sandy's path have performed well
during operational periods one and two and are
well positioned to rebuild communities during
operational period three."
Rich Woldt
Click on
the following for an RM refresher!
Forward a link to this page to your credit union
members!
|
|
2012 Mission Statement
I launched the Risk Management
Learning Center in fall of 2001 shortly after the terrorist
attacks on 9/11/2001. Watch for the roll out of my Risk
Management Grad-school after April 15, 2012 to commemorate the
100th anniversary of Titanic sinking and the 157th anniversary
of Abraham Lincoln's assassination.
The world continues to change
at a geometric rate...
as do the RM methods, practices, and protocols needed to survive
the latest natural disaster, pandemic, or terrorist attack. The
RM Grad-school' mission will focus on documenting the RM
principles on which our profession has been built and capturing
the RM "best practices" that have been tested under fire during
the past two centuries.
If you've attended a Risk
Management workshop, presentation, or program...
sponsored by your credit union chapter, league, national, or
international trade association, you're automatically enrolled
in Grad-school. This includes all the International Credit Union
Risk Management cadre I organized through the World Council of
Credit Unions (WOCCU) and the CUNA Mutual Group's International
Department dating back to June 29, 1971.
Real life case
studies drawn from...
www.COPS007.com
my community outreach center,
www.DoorCountyVeterans.com my
veteran support center,
www.RichWoldt.com my personal website, and
www.RMLearningCenter.com my Credit Union Risk Management
Training Center, will be used to bridge the gap between RM
theory and current RM practice and protocols now required to
survive in our increasingly dangerous world.
My goals include helping credit unions pass on their RM
wisdom...
to their members through their chapters, leagues, national and
international credit union associations. For years I've said,
"Credit unions are positioned better than any other
organization, anywhere in the world, anytime in history to come
to the aid and rescue of a community, country, or world standing
in harms way. During 2012, I'm going to prove it.
It's my personal hope to continue my passion for teaching Risk
Management...
during summer from my home in Door County, and during winter
from on stage somewhere around the world. I've learned much
promoting conservative values in Wisconsin's liberal political
environment and more watching our country slide deeper and
deeper in debt. I'm increasingly convinced, it's time we all
take a stand against those who assault our "faith-based" values,
moral code, business ethics, and constitutional freedoms.
Following are some of the presentations I'll release during
2012:
RMLC' RM Curriculum - 2011
A PREVIEW OF PRESENTATIONS - 2012
A Briefing and Update on Executive Protection
A Briefing on the Role Credit Unions Play During Natural
Disasters
The Incident Command System (ICS) - A Credit Union' Perspective
How to Mobilize the Credit Union Movement During a
Mass-evacuation
How to Safely Attend Hostile Protests and Demonstrations
How to Manage Risks When You're the Terrorist's Target
How to Rebuild a Devastated Economy
How to take Command when the Incident' Scope Overwhelms or its
Duration Exhausts Public Sector Response Assets
How to be a Hero during Operational Periods #1 - #2 - and #3
Page down to "Stepping into the public eye can be dangerous!"
|
Everyone over 10 knows where they were...
when Muslim
extremists hijacked four planes, flying two into the
World Trade Center towers, a third into the
Pentagon, and a
fourth into the ground before hitting their
suspected
U.S. Capitol or White house targets? No
one will ever forget the
3,000 plus who lost their lives nor those scared
by the memory for life.
I'm worried
however that...
after 10 years too many have been duped into a false
sense of security, too many are willing to
ignore the ongoing threats from homegrown
terrorists, too many are willing to retreat from the
front lines in Afganistan and Iraq, and too many are
willing to place our "Homeland Security" in the
hands of others.
We've accomplished much in 10 years:
We've equipped, trained, positioned and deployed
public sector response assets and eliminated public
sector silos to improve interoperability between law
enforcement, emergency government, and homeland
security agencies. Public-to-private partnerships
have been formed to field test, equip, and train
private sector VIPER squads and CIRTs.
Wisconsin became the forty ninth state to pass
concealed carry legislation, thereby empowering
its citizens to more effectively protect and defend
their homeland. The debate over how much and what
type training and what skill sets should be required
has just begun. The minimum standard for most law
enforcement agencies is 52 hours of basic training
plus scheduled and documented participation in
continuous training and certification programs.
My vote was for a minimum one day, eight hour course
with the first four hours focusing on gun handling
safety and four on the liability risks created the
moment the gun is drawn. At a minimum, all who carry
should read my RM recommendations based on the
shooting at the Safeway Store in Tucson. I'll be
posting RMLC concealed carry training
recommendations on my RMLC Grad School web site
before the end of the year. All Credit Union Risk
Managers should be teaching frontline personnel and
those who transport currency or service ATMs about
pushback room, bailout routes, and defendable zones.
As long as unemployment Our downturned economy will
offer fertile grown for growing homegrown terrorist.
It's comforting to know the world credit union
movement is ready to roll no matter what the
terrorists or Mother Nature sends our way! | 

 |
So from a Risk Management standpoint why do I worry?
While our public sector response assets are the best
in the world and more than adequate to respond to
natural disasters and pandemics, I worry we've
become increasingly more vulnerable to terrorist
attacks targeting not only our buildings, bridges,
subways and communication systems but equally
important our economy, democracy, personal freedoms,
and right to take charge of our own destiny. The
government intervention into the private sector has
done worse than drive private sector industries
overseas, they've sold our corporate intellectual
property, security secretes, and patens down the
river. | |
Attention: If your
credit union, veteran organization, home, friends or family, etc.
are in the path of
Hurricane Irene it's time to
batten-down the hatches and get out of harms way.
It's time for credit unions, chapters, leagues, CUNA and Affiliates,
CUNA Mutual Group, and WOCCU to activate their contingency plans,
set up command centers, identify staging areas, and write
appropriate "Unified Commands" based on Irene's scope, path, and
level of destruction.
Click here
for a sample pre-CIRT deployment briefing.
Click
here
for a sample first responder mass-evacuation protocols.
Click here
to review your Incident Command (IC) protocols.
RM tips for "Private Sector" Incident Commanders (IC) -
The first words spoken by
the first person at the scene should be
"I Take Command"
which creates a single command focused on stabilizing the
incident for the moment. Immediately call 911 to
summon public sector first responders. Stay on the line to
ensure the 911 operator has all necessary information needed
to send appropriate public sector response assets to the
scene. Once public sector response assets are at the scene,
brief them as requested, provide them with your contact
information and stand back.
-
The first focus should be on safety at the scene for
victims, first responders, and observers. Designate a
"Safety Officer" to monitor the scene as well as the
equipment and health of all responders.
-
Your second
focus should be on communications. Designate an "Information
Officer" to deal with the media and family of the victims.
Establish a private setting for victim' families and
friends. Designate one spokes person to coordinate all media
and news releases.
-
When the scope of the incident exceeds what can be handled
by a single command, designate a "Liaison Officer" and
establish a "Unified Command" appropriate to the incident
type, scope and potential for scope creep.
-
At a minimum, designate a "Command Staff" to include a Chief
of Operations, Chief of Planning, Chief of Logistics, and
Chief of Finance.
-
Request your Logistics Officer to designate and your
Operations Officer to set up an appropriate Incident Command
Center, Staging Areas, and triage.
-
Request you Planning Officer to write operational period
response plans to include staffing a strike force and
mission Critical Incident Response Teams (CIRTS).
Lessons learned during RMLC field tests and deployments: -
One IC per credit union (President/CEO), veteran
organization (Commander), organization.
-
Use fast food debit cards to track vulnerable population
during a mass evacuation and at shelters.
-
Properly equip, train, track, and insure all first and
follow-up responders.
-
Go to:
www.cops007.com
and
www.DoorCountyVeterans.com
for additional information.
For
more
RM
information
contact
your
league
Director
of
Education: |
Credit Union Risk Management Summer Students:
Victims of the recent tornados, floods, and fires should download
and distribute our RMLC support materials.
Click here for a Basic RM Training Review for CUNA Management
School Graduates and our cadre of International CU Risk Managers.
click here if you're not familiar with the RM support
available through your credit union, CU chapter, league, CU national
associations, WOCCU and CUNA Mutual Group.
Click here for a sample pre-CIRT deployment briefing and
click here for a first responder mass-evacuation protocols.
RMLC faculty position papers:
Click here for Michael Bender's paper on the Wisconsin concealed
carry bill. I used his papers when I spoke in favor of this bill
during the debates at the Wisconsin Capitol.
Click here for David McGuinn's latest RM Safe Deposit Box
publications. Click
here
for Dave's release titled "Drill Baby Drill -
Mystery Boxes Create Unhappy Renters."
|
Introduction - 2011
I launched the Risk Management Learning Center in July 2001, two
months before the 9-11 terrorist attacks at the World Trade Center.
My personal goal was to continue teaching Risk Management in the
private sector. My professional goal; to research RM best practices
in both the public and private sectors, to develop emergency
response protocols for the private sector to deploy anytime the
scope of a terrorist attack, natural or man-made disaster, or
pandemic overwhelms or its duration exhausts public sector response
assets.
Mission Statement 2011 - 2021:
On July 4, 2011 I plan to introduce the Risk Management Learning
Center Graduate School. Case studies, power point presentations,
video tutorials, etc. will be used to teach the same "Incident
Command System" in the private sector that's required for all
law enforcement, firefighters, and emergency government personnel in
the public sector. Our grad-school' goals include: Identifying
mission-ready private sector response assets commonly found in most
communities within five miles of ground zero, mobilizing private
sector response assets that can be at the scene within minutes to
take command, forming private sector "unified" commands that
can expand and contract quickly to meet changing needs, and
establishing cost effective and efficient pubic-to-private
partnerships focused on rebuilding the economic infrastructure
devastated by any large scale community crisis.
|
Our
RM Tip is courtesy of the SANS Institute
"Closing or minimizing your
browser or typing in a new Web address when you're
done using your online account may not be enough to
prevent others from gaining access to your account
information. Instead, click on the 'log out' button
to terminate your online session. In addition, don't
permit your browser to 'remember' your username and
password information. If this browser feature is
active, anyone using your computer will have access
to your investment account information."
For more
tips, visit
Security Today |
|
|
History of the International Credit Union Movement








From
Dave Mc Guinn President, Safe Deposit Specialists PO Box 40026 Houston, Texas 77240-0026 (713) 937 9929
www.sdspec.com
Read
Dave's latest RM words of wisdom - Tell
him Rich recommended you contact him!
New 2013
Regulation/Compliance Manual Updated
2013
click
here
The
Chicago Flood
click here
Drill Baby Drill
click here
How safe is a Safe Deposit Box?
Click Here
Gold and
Silver investors turn to "Private" SD
Boxes for secure storage
Click here
How safe
are your SD Box contents during
hurricanes, fires, and floods?
Click here
For the
latest RM advice, I recommend you
contact the Directors of Education at
all of the following:

The Financial & Security Products
Association

www.ASISWisconsin.org
Wisconsin Crime Alerts
Attention
Credit Union Risk Managers!
98% of
the Risk Management wisdom I advocated
over the years comes from credit union
volunteers and staff with whom I've been
privileged to work with over the past 41
years. My best RM advice has always been
and will always be is for your credit
union to listen to and active roll in
your credit union chapter, league,
national and international trade
associations.
If you
ever end-up in court and your
"good-faith" effort to act in the best
interest of your members is questioned,
belonging to and following the advice of
your industries trade associations will
be your best defense.
With that
in mind, I strongly suggest you learn as
much as you can about managing credit
union risks in your CU Chapter, League,
National Association, and World Credit
Union Council (WOCCU)!

Get
to Know WOCCU
CEO Brian Branch's Blog
Financial Inclusion
Membership
Events & Education
Worldwide
Foundation
Also: In 1935 the U.S. Credit
Union National Association (CUNA, Inc.)
adopted the motto "The Debt Shall Die
With The Debtor" and formed what is now
CUNA Mutual Insurance Company a life and
health company to provide loan
protection and life saving insurance and
in the '60s the CUMIS Insurance Society
to provide a credit union specific
"fidelity bond" for all credit union
volunteers and staff.
click here
to learn more.

While I worked for
CUNA Inc. and WOCCU for most of my
career, it was CUNA Mutual and CUMIS
Insurance Society who picked up every
dime of my salary and benefits and most
of my bar bills.
Make sure all your
members know who CMG is and the roll
they continue to plan in the world
credit union movement.

Many of our RMLC
faculty regularly publish RM articles
and RM updates as risks in their area
change.
Coming Soon you'll be able to
buy RMLC power point presentations and articles for your news
letter:
The icons below are for
testing purposes only!
Background Checks
Doc
Heins Obituary
FOX News
|
|
Tornados in U.S.: Click here to review basic RM deployment protocols for your community and click here to reach our credit unions R&D tutorials. I'll post a white paper with more details via our RMLC Grad-School. Contact your Credit Union League Director of Education and CUNA Mutual Group Risk Managers for local deployment protocols.
|
Stepping
into the public eye can be dangerous! Are
you ready to manage the risks?
April 21, 2011
OK! So you've decided to become
politically active. That's a good thing! I commend you for
your spirit, your patriotism, and your
determination to sway public opinion in your direction. From
a Risk Management (RM) standpoint, standing up to be counted
means you're no longer willing to sit idle and blindly
follow the crowd over the cliff. Standing up means you're no
longer willing to "avoid" being shot at, geared at,
criticized, or humiliated for voicing an unpopular opinion.
It means your ready to join the ranks of Alaska's Governor
Sarah Palin, Wisconsin's Senator Robert
Cowles, and their fellow legislators on both
sides of the isle. It means public service is in
your blood, in your genes, and in your future.
For
example:
Senator Robert Cowles' reputation for community
service goes back generations. His grandfather, Doctor Robert Cowles
had a reputation in the 1940's for delivering babies for free in
Green Bay when parents couldn't afford to pay.
His father, Robert Cowles Jr. built
and staffed a boy's cherry-picking camp at
Horseshoe Bay in Door County so less
fortunate kids from Door, Brown, and Kewanee
Counties would have summer employment. It was Senator Cowles' family
who paid a well known child
psychologist Dr. Tom Bleutte to oversee the
camp. I share this because like Sarah
Palin and Robert Cowles you'll need both the
desire and the courage to stand tall and tough in
the public eye.
FYI:
As I write, union leaders have flown in
personnel from across the country to manage a
recall of Senator Cowles.
If you signed and now regret signing any recall
petition, email your regrets to the legislator
involved.
Click here
for a list of Wisconsin legislators. He and his fellow
legislators have received
threats against their lives, families, their
employers, and private businesses.
learn more. Why?
Because they all stood up and did what they felt
at the moment was right for their constituents.
If you think it gets easier at the top,
click here for
an example of Sarah Palin's poise under
pressure.
Now
that I've thrown cold water on your
desire to run for public office, allow me to
help you manage the risks you'll create when to
step into the public eye. Be sure to share these
recommendations with your family, business
associates, and entourage. Don't assume anyone
is safe from the wrath of the opposition.
|
While I can't guarantee your safety
or success, I can help reduce your losses no mater what your
political stance or future holds in store. While we may not
agree politically, I assure you we're on the same side when
it come to defending our mutual right to fight for our
respective cause no matter how diverse our opinions might be.
If
you came here to learn for whom to vote on April 5, you're
at the wrong site. If your here to learn how to make it
safely from your couch to the polls and back, I can
help. (1) Make up your mind before you leave home based on
your facts not on your fears. (2) Grab a handful of aspirins in case your
heart gives out and head for the polls. (3) When you
arrive at the polls give a high-sign to all in the parking
lot and smile at everyone standing in line to vote. That'll
convince them you're on their side. (4) As you pull
the curtain, snort a little, gasp once or twice, and laugh.
That'll confuse anyone within
ear-shot. (5) Vote for the candidates you feel will act in
your best interest. (6) Exit the booth with a smile, the building with a
grin, and the parking lot with a blast of your horn. Go home
and celebrate, you
just experienced the freedom to choose your own destiny.
My goal is not to tell you for whom to
vote. My mission is to give you the confidence to think for
yourself and the courage to exercise your constitutional
right to vote without intimidation. At the end of the day,
remember, we're a "Home Rule" nation which means it is your
right and duty to rule your home as you see fit. That means
carrying concealed if you want, putting Christ into
Christmas if you choose, and sending your kids to schools
more focused on teaching your family values than how to
place condoms on cucumbers. It's your call, it's your duty,
and it's your right! Our country is heading for an economic
crisis. Thank God for those who are trying to slow it down.
Learn
more.... |
April 6, 2011:
Click
here for
county by county results of the elections in Wisconsin!
If election results are too close for comfort i.e. within
the margin requiring a recount, be suspicious
of the results no matter which candidate wins.
Based on the extreme efforts to sway voters during the
campaign, the death threats made to candidates, the
out-of-state money and personnel hired to influence the
election, and the passion of protesters, You'd be naive to think there won't be an effort to
miss count votes and/or fail to report those favoring the
opposition. I strongly recommend election officials be
properly vetted and be required to follow the same internal and audit controls recommended for those
in financial institutions who are entrusted with handling large amounts of currency or cash items.
For example, internal controls should include dual verification of
ballots and voting results, a process similar to cash letters
used to document ballots in transit, basic background checks
should be conducted on new volunteers
manning polling locations, and an in-depth background check
should be conducted on anyone suspected of manipulating ballots or failing to
accurately report results.
When a significant breach of
trust is documented, a qualified financial audit of the
suspect should be conducted to explain major life
style changes and/or spending habits. The primary goal of
these recommended internal and audit controls is to
safeguard the reputation and integrity of those placed in
the public eye.
It wouldn't be the first time a vulnerable front-line employee
was
bribed to embezzle or miss appropriate items of value.
From a Risk
Management standpoint, we need to position those placed in
the public eye so when they're accused of doing wrong their honesty and integrity is beyond
suspicion.
Read RMLC fraud auditing white papers for more tips to keep
your reputation in tack.
RM tips for
voting safely in the midterm election April 5, 2011:
Historically, midterm elections have been uneventful
and down-right boring hangouts for poll watchers. This year,
however, while most will be their uneventful selves, a few
select sites will be the scene of angry protests, pickets,
and taxpayers frustrated by the fact their State is broke
and their life style might have to change. I'm not
at all concerned about our economic survival. I'm deeply concerned
about the escalating violence and threats made to our
legislators as we approach
April 5, 2011 not to mention the efforts to recall duly
elected officials. I'd be remiss if I didn't help voters identify
some of the risks they'll face at the polls and offer
RM tips for voting safely on election day. It's basic Risk
Management #101. Let's review the escalating violence. While
I use Wisconsin as an example, you can rest assured other
U.S. States, Great Britain, Ireland will not be far behind.
In Wisconsin the
scope of relatively small local protests quickly grew beyond
state lines as news agencies, bloggers, and Facebook friends
posted pictures and perspectives of not only the contents of
proposed legislation but how it was presented and passed.
It's a
safe bet much has been learned from Wisconsin's mistakes.
You can rest assured the "speculative" risks associated with
passing new legislation will be better managed in the
future.
Union leaders
have sent letters to businesses threatening
"If you don't post signs
in support of protestors you'll suffer the consequences."
Threats from outside Wisconsin have been followed by
personnel bused in to support recall efforts across the
state.
(learn more)
A
Wisconsin women has been charged for sending death threats to state senators.
The
first message sent March 9 to
Sen. Robert Cowles of Green Bay
said the sender and others had
decided to kill the Republican
senator by "arriving at your
house and putting a nice little
bullet in your head," the
complaint said. The email also
claimed the group had planted
bombs around the senator's house
and car and the Capitol
building. The charges carry a
combined maximum penalty of 7.5
years in prison.
(learn more)
School boards take action:
(learn
more)
Union leaders
organized pickets and protests at select polling locations to
discourage voters from re-electing
Judge Prosser
to a second term. His opponent
vowed to oppose
the budget bill, school choice, concealed carry and voter ID legislation.
Her liberal stance angered conservatives especially those
favoring school choice and right-to-bear-arms. After
being accused of running false adds she refused to withdraw
the adds which angered both sexual assault victims and those
falsely accused
(learn more)
&
(more).
Add the 22 caliber
shells found on the Capitol Square, the damage done to State
property, and the hostile recall campaigns manned by
personnel from out the State; and it's clear that voters will
need to take additional precautions when going to the polls
on election day.
No matter on which hook you hang your hat, be sure to
vote on April 5 for the candidates of your choice.
I offer the following
RM tips for voters going to the
polls on April 5.
- Cast
an absentee ballot on Monday and avoid the polls on
Tuesday.
- Go
to the polls with someone who can offer assistance if you
find yourself in harms way.
- Don't
hang around the polls any longer then necessary.
- Don't
huddle in groups while at the polls. Remember the #1
terrorist target characteristic.
- Make
sure your cell phone is on, the battery is charged, and
you have your
ICE
number up to date.
- Wear
loose fitting clothing and running shoes.
- Maintain
"pushback" space and "bailout" routes.
- Know
for whom you're going to vote before entering the booth
to shorten your time in harms way.
- Carry
medications you might need if the stress of the moment
triggers a medical condition.
- Let
a trusted adult know when you're going to the polls and
when you'll return. Have an action plan if you fail
to report home.
- If
you
feel threatened or observe either a suspicious object
or person, notify polling officials immediately.
Review your VIPER protocols.
-
Note:
If you
disagree with the protesters keep it to yourself while
at the polls. Challenging them will only put a target on
your back. If you signed a recall petition know that
your support of the recall could become a public
record. That may make you, your business,
and your family the oppositions target. Poll watchers
and election officials should conduct periodic
systematic sweeps of the building interior and
surrounding property following recommended VIPER
protocols.
(learn
more)
-
Below:
I've posted additional RM steps to include a white paper
on steps you can take to safeguard yourself, your
family, your business, and your right to vote for the
candidates of your choice.
-
Click here for more
detailed RM instructions.
Contact your company Personnel, Security, and Risk
Management departments for corporate specific RM
recommendations. Credit unions should contact their
credit union Security Officer/Risk Manager and their
chapter and league directors of education for regional
specific recommendations. .
|
Go to our
to track and help the earthquake and
tsunami victims in Japan. Page down to
the
tsunami R&D section in red. Go
to our
for Basic
Private Sector ICS Training. |
Protesting can be fun but
dangerous. I'll be
introducing Risk Management protocols all elected officials, protesters, and bystanders
should follow to stay
safe. Incident response protocols are based on my post
event risk assessments after the
active shooting incident in Tucson, Az. January 8, 2011, and
the budget bill protests in Madison, Wisconsin.
FYI: As an undergrad
at the UW-Madison, I protested more than most, at times arm-in-arm with
liberal Wisconsin Democrats such as Madison's Mayor Paul Soglin
and U.S. Senator Russ Feingold. As a union member for
23 of my 30 year career and now member of the Wisconsin
Retired Educators Association, I've sat on both sides of
collective bargaining tables. Since the 60's I've moved
toward the middle and over the fence so I'm now a
registered Republican. That's what a BBA in Risk
Management, Insurance, and Finance plus 40 years working in
the real world does to your head.
|
 |
 |
 |
 |
 |
 |
No matter
your political posture, I encourage
everyone to
thank all the Wisconsin elected officials for their
service.
Click here
In my opinion, the death
threats and recalls need to stop. We've had one too
many death threats and suicides.
God bless those who are
willing to step into the public eye and take the
heat, risking it all that we might form a more
perfect union. Before anyone signs a recall
petition, they'd be well advised to ask themselves how dedicated and
brave they'd be under fire. If you don't agree with
those now in public office, make sure you vote in the
next election. Better yet; take out
nomination papers and experience your own day in the
political trenches. As Chief Roy Oshkosh
often taught, "Never judge another man until
you walk a mile in his moccasins!" Whether you agree or disagree
with the
14 Democrats who chose to leave the State or
the Republicans who stayed in town to vote;
all where following their conscience and doing the will of their constituents.
|
Risk Management: The risks
you take when joining a public protest are
directly related to the scope of the protest,
potential for scope creep, the concentration of
protestors in an area with limited pushback space or
evacuation routes, and the target characteristics that
might attract domestic or international terrorists. The
protests on the Madison isthmus and those springing
up across the U.S. as well as those in Great
Britain, Ireland, etc. are particularly serious
because they're fueled by perceived economic
disparages between geographical regions and/or
social classes. Following are just a few of the
risks created when you intentionally or
unintentionally get involved in a protest.
(RMLC R&D files)
-
The risk
you'll be injured or killed.
-
The risk
you'll damage
your good reputation.
-
The risk
you'll be in harms way.
-
The risk
you'll be in a mass evacuation.
-
The risk
you'll be in a shelter or mass housing-in-place.
-
The risk
you'll be held hostage, arrested,
or detained beyond
your control.
-
The risk
you'll be the victim of a terrorist' attack.
-
The risk
you'll be the victim of an anthrax scare.
-
The risk
you'll be the victim of a bombing.
-
The risk
you'll be the victim of biological warfare.
-
The risk
you'll be caught in the crossfire of an active
shooting.
-
The risk
you'll be called on to render first aid or
establish at triage.
-
The risk
you'll be asked to assist in a search for a
missing child or adult.
-
The risk
you'll be lost or left behind.
-
The risk
you'll become the target of
the opposition.
-
The risk
you'll become financially responsible for damages.
-
The risk
you'll be on the nightly news.
-
The risk
you'll be falsely accused of theft or
embezzlement.
-
The risk
you'll encounter a heart attack, stroke, or
diabetic seizure.
-
The risk
your vehicle or convoy will be the target of the
opposition.
Loss
frequency i.e. the number of active shooters at a
protest, and loss severity i.e. the size of bombs
detonated are directly related to the scope,
potential for scope creep, and protestor's focus.
Protests fueled by economic disparages are
particularly challenging because they grow
geometrically as local protests gain regional,
national and international support. It's a safe bet
protests are going to become more frequent and more
violent. as the U.S. gets deeper and deeper in debt to
Communist China and Wisconsin who's already $3.7 Billion in debt
continues to borrows to keep afloat,
Pure economic
risks:
At the top of the list has to be going
broke and selling national security secretes to foreign
powers. if we
continue to borrow, increasing our State and National debt, at some
point we'll become indebted to our landlords and mortgage
holders. At some point we'll be evicted and find ourselves
living under a
more socialistic government or worse; under Communist China rule.
Each time a U.S. company moves overseas we weaken our
economic infrastructure and sell out our national security.
Foreign powers no longer need to steal our corporate secretes! They're
buying U.S. companies to gain control over our most valuable technologies and the science that
comes with each sale.
To reduce getting deeper in
debt, we might use the U.S. credit union movement
as a business model. We need to put cost cutting back in the
hands of local taxpayers while creating regional
liquidity facilities to provide loan collateral to
local businesses focused on creating jobs. For example, Wisconsin, Illinois, and
Michigan financials could focus on rebuilding
auto plants in Janesville, Rockford, and Detroit, using
vacated GM and Chrysler plants as capital
assets/loan collateral and
U.S. auto workers as a labor force.
Once a regional
economic strategy is in place, we could reach out to Japan's
auto industry damaged by the earthquake and tsunami
and together reengineer the global auto industry already in place.
Using the global
credit union movement as a model, we could than
capitalize employee benefits such as life, health, and long term care
insurance. One strategic action plan (SAP) would be to borrow not from
outside the U.S. but from the residents within the
regional liquidity facility thus further adding to
the economic stability within the region. If
this had been done in the 80's and 90' we'd still
have a Chrysler plant in Rockford and GM- plants in
Janesville and Detroit. And, the world headquarters
for the credit union movement would still be 100% in
Madison, Wisconsin. (learn
more about the credit union model).
Speculative economic risks: We're all speculating on
which policy, strategy, legislation, etc. will get us out of debt. We
know taxing only takes
investment capital out of circulation and increased
spending on non-productive assets only drives us deeper in
debt. We need to risk
reducing tax revenue in the hope the savings will be
invested in the local economy; and we need to redirect money
spent on non-productive benefits back into the pockets of the
employee, hoping it will be better invested in their family's
future. We need to risk letting go of government guarantees
and go back to charting our own destiny no matter how risky
that might be. Harry
Truman once said: "If you laid all the economists in the
world end to end, they still wouldn't point in the same
direction. But even if they did, that wouldn't guarantee it
was the right direction." We need to
"speculate." more aggressively (They call it dreaming where I come from) and risk taking
charge of our own economic destiny.
(more to think about).
To
reduce "speculative" risks, local governments need to
reduce taxes
to put money back in family savings accounts
while reducing government regulations that limits the
freedom of choice and discourages risk taking.
Our founding fathers knew that sheltering individuals
from the consequences of a bad economic decision both eroded
their "self confidence" and their "self
competence." While in the short run staying safe might
seam to be in our best interest, in
the long run it's not. We all
need to step-out-from-under government', union', and
parental' shelters and take the risks required of
citizens in a free democracy.
There is no better
feeling than when
you take risks and run the ball as best you can, for as long
and far as you choose. There's no more depressing feeling
than to rely on others to fight your fights, cover your
butt, and score below average in the walk of life.
Rich Woldt - CEO The Risk Management Learning Center |
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Managing the "Pure" and
"Speculative" Risks during a protest!
Go to our RMLC
Graduate School website for advanced RM assistance!
Protestors and politicians should read the following RM
recommendations!
Follow operational period #1 homeland security
protocols.
A wise diplomat once said,
"Never shoot to kill the guy on the other side of an issue
because tomorrow he just might be on your side of the
fence!" Remember, we are all in this together. As I sat
on the steps to the Capital this afternoon, I had to smile
at the passion of students protesting the budget bill. They
reminded me of myself during the '67 protests against the
Vietnam War. Fortunately, 45 years ago the war we protested
was fought a world away and despite the Armstrong boys
blowing up our Chemistry building, the risks we faced on the
Isthmus were for the most part non-life threatening. That's
not the case today.
Today, while still reeling
from the shooting rampage in Tucson that seriously wounded
U.S. Representative Garielle Gifford and took the life of
her aide Gabe Zimmerman along with five others waiting to
meet their Representative, we're confronted with no less
than three life threatening risks:
First, there is the risk
someone will shoot or physically attack one or a group of
our legislators, their staff, their entourage, or their
family members. Second,
there is the risk that protestors will need emergency
medical attention or face the dangers of a mass evacuation
from the Isthmus. And third
I'm concerned that someone holding a grudge or a terrorist
looking for an opportunity to attack will take advantage of the
protest to set off an explosive device or introduce a biological or
chemical agent into the crowd. Remember the first three
characteristics of an ideal terrorist' target includes
achieving a high body count, having predictable victim escape and
first response routes, as well as the presence of mass media.
(FYI:
you can page down for my Risk Analysis and post incident
assessment of the Tucson Safeway shooting).
Protestors on the Isthmus need to constantly monitor their
surroundings, have a "bailout" plan, tested communication
links, reassemble and roll-call plan, and contingency plans
if communication links fail or a member of your group gets
lost or injured.
Click here and read the "Dressing
for Success" red highlighted text in my Executive
Protection" white paper.
I recommend the
following not only here in Madison, Wisconsin but across the
country and around the world.
First, a review of all private sector "Executive
Protection" protocols to include making sure VIPER (Visual
Intelligence of Persons and the Environment Reconnaissance)
Squads know what to look for and how to report suspicious
activity to the public sector and a review of private sector
CIRTs (Critical
Incident Response Teams) to make
sure all know how to report into a Unified Incident Command
Center.
Please read and share the
following white paper and handouts.
Click here for an "Executive Protection" white paper to
share with your legislative staff, body guards, entourage,
etc. Note the "red" highlighted
text!
Click here for an "Executive Protection" brochure
to share
with family and neighbors. Ask them to report all
suspicious persons, vehicles, activity and objects to the
police.
Page down for a post-incident Risk Management Analysis
(RMA) I conducted at the 7110 N. Oracle Safeway
store in Tucson; the site of the January
8 active shooting incident.
Click here if there is a need for a mass evacuation
during the protests. This could be triggered by
an explosion, gun fire, anthrax scare, etc.
Page down for more
Risk Management help or go to my community outreach site
www.COPS007.com or veteran
RM site
www.DoorCountyVeterans.com.
You can also rent my Door County Cottage at
www.RichWoldt.com.
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FYI: Soon,
www.ASIS067.com will become
www.ASISWisconsin.org
and my community outreach site
www.COPS067.com
will merge with our veteran R&D site
www.DoorCountyVeterans.com. My personal
www.RichWoldt.com site will
focus on managing our Door County vacation rental.
learn more
Thank you all for your help and encouragement over the past 45
years. |